Jack Christian
Managing Director, BizVision Finance
“SimplyFunded set up our facility within 24 hours when we needed to secure a large inventory shipment. The pricing was completely transparent from day one, with zero back-and-forth.”
Unsecured SME Funding Delivered Within 24 Hours
Apply online in 60 seconds. No property collateral, no hidden arrangement fees, and decisions made on actual revenue, not just your credit score.
Funding from £5,000 to £500,000
Same-day decision and drawdown
Unsecured - no property required
No impact on your credit score to check options
Straightforward Capital Built Around Your Cash Flow
Getting business finance shouldn't mean weeks of bank meetings or wading through hidden fee structures. SimplyFunded provides fixed-term capital designed around your trading cycles, so you can manage seasonal dips, cover VAT bills, or fund expansion without losing momentum.
Start-ups & Early-Stage Trading
Funding from 6 months of trading to cover stock, initial setup costs, and day-to-day operational buffer.
Established SMEs & Limited Companies
Working capital facilities to handle HMRC liabilities, larger client contracts, payroll, or business expansion.
Clear Repayment Terms
Borrow between £5,000 and £500,000 on fixed terms up to 26 weeks. Know exact repayment costs up front before committing.
Typical Borrowing Range
£5,000.00 to £500,000.00
Over a 26 week fixed term
Why SMEs Choose SimplyFunded
Four powerful reasons why UK small businesses choose SimplyFunded.
01
Zero Hidden Fees
No surprise arrangement fees, exit penalties, or hidden admin costs. Every fee is stated in plain English before you accept an offer.
02
Flexible Repayment Alignment
Repayments match your revenue flow. Choose weekly or monthly automated schedules that align with how your business actually makes money.
03
Decisions Based on Revenue, Not Asset Ownership
Our loans are fully unsecured. You do not need to put up commercial or residential property as security to qualify.
04
Direct Access to a UK Account Manager
No infinite phone queues or automated bot support. Talk directly with a UK-based decision-maker who understands SME operations.
Common Ways UK Businesses Use Our Capital
Our unsecured business loans are used by UK SMEs to cover a wide range of operational and growth needs without tying up existing cash reserves. Compare our small business loans and business capital loans.
Tax & VAT Liabilities
Settle quarterly HMRC payments without impacting daily operating cash flow.
Inventory & Bulk Purchasing
Secure supplier discounts by buying inventory upfront for peak seasons.
Payroll & Operating Costs
Maintain payroll continuity during slow months or extended invoice payment terms.
Premises & Refurbishment
Upgrade store fronts, warehouse infrastructure, or office space.
New Contract Execution
Cover staff and material costs upfront to fulfill larger commercial agreements.
Business Expansion
Fund scaling operations, new locations, or increased production capacity.
Minimum Eligibility Requirements
To qualify for funding, your business must meet the following criteria:
Trading history of at least 6 months
Registered UK business (Limited Company, LLP, or Sole Trader)
Minimum £5,000 average monthly revenue
Director or owner holds at least 25% ownership
Check Your Eligibility Now
Initial checks use a soft credit search - won't affect your score
How It Works: 3 Steps to Funding
From application to drawdown in under 24 hours.
01
60-Second Application
Enter your basic business details and securely connect your bank data via Open Banking - no paperwork required.
02
Fast Underwriting Review
Our team reviews real-time trading metrics and bank data to provide a fair decision based on business health.
03
Drawdown Within 24 Hours
Once approved, accept your offer online and funds are transferred directly to your business account.
What Our Clients Say
Hear from brokers and business owners who use SimplyFunded for transparent pricing and fast funding.
Transparent Capital That Works With Your Business, Not Against It
No hidden fees, no property security, and no long waits. SimplyFunded helps UK SMEs access unsecured working capital that matches how real businesses operate - fast, fair, and fully transparent.
Get Started NowFrequently Asked Questions
Most applicants receive a decision within a few hours. Once an offer is accepted and verified, funds are disbursed via Faster Payments and usually reach your business account within 24 hours.